Founded in 2017 in Trinidad and Tobago as WiPay Payment Services Limited, a licensed Payment Aggregator and PayFac, WiPay quickly revolutionized the Caribbean payments landscape. In 2024, The WiPay Group was incorporated to manage its growing portfolio of service companies, spanning payments, remittances, lending, travel, and telecom. The WiPay Group of Companies operates in 12 countries across four regions, including the Caribbean (Jamaica, Barbados, Grenada, Guyana, Lesser Antilles, Cayman Islands, Haiti, Dominican Republic, Bahamas, and Trinidad & Tobago) as well as the USA, Colombia, and Ghana. With a focus on solving the unique financial challenges of businesses and consumers in the region, WiPay has grown into a financial solution. powerhouse. Its flagship offerings include: • WiPay Remittance: International peer-to-peer solution • WiLoan: Micro-loans • WiTravel: Travel platform • Caribbean Settlement Network: Caribbean cross-border payment solution • COLOUR: Mobile payments app • WiPay Processing: Bank-in-a-box solutions They work together to deliver secure, accessible, and innovative financial solutions for governments, non-profits, businesses, and individuals. From enabling businesses to accept payments with ease to providing individuals with access to loans and facilitating fast, secure cross-border transactions, The WiPay Group is creating a truly inclusive financial ecosystem. With a mission to democratize digital financial services, WiPay is driving financial inclusion and reshaping how the Caribbean—and beyond—engages with the global economy.